In the last few years, the changing environment of insurance coverage has become very complex.  Due to the large number of claims from recent natural disasters and weather related events, insurance companies are now assessing risk and pricing their coverage accordingly. We understand this process and can help you find the coverage to suit your needs and protect your financial assets. We work for you.

• Homeowners (home based businesses)
• Condo Insurance
• Tenants Insurance
• Rental Properties
• Course of Construction
• Vacant properties
• Storage Insurance
• Flood Insurance
• Secondary and Seasonal Residences
• Personal Property Insurance*

*Available as of June 1, 2015 for qualified properties.

 

 

• Damage to your home’s physical structure
• Damage to other structures like a garage or shed
• Your personal belongings – whether in your home or elsewhere
• Additional living expenses if necessary in the event of a covered loss
• Personal liability in the event someone is injured or their property is damaged by you or a family member
• Additional coverage for valuable items
• Home-based business

 

• Have your personal property and auto insured with the same insurer
• Are claims free for the past 3 years
• Have been insured with the same insurer for 5 years or more
• Discounts may be available if you utilize smoke detectors, dead bolts, fire extinguishers, an alarm system and other items within your residence

 

Contact us for a free review of your home insurance needs.