Flood Insurance – Overland Water Protection for Homeowners
Haggett & Rogers Insurance Group is pleased to offer overland water protection for residential property owners and tenants through our insurance partner AVIVA Canada.
“Tens of thousands of Canadians have suffered losses from water damage in recent years,” said Sharon Ludlow, President, Aviva Insurance Company of Canada. “We’re proud to be the first insurer to offer overland water protection through our home insurance policies.”
- The coverage – available as an endorsement to personal property insurance policies that have sewer back-up protection in place.
- Aviva’s new overland water coverage is designed to protect individuals from fresh water flood damage – protection that’s not currently available to residential property owners.
- The overland water endorsement responds to losses that result from the accumulation or run off of surface waters, including torrential rainfall when water enters the property.
- The endorsement forms a key part of the Aviva Water Protection package, which combines base policy water protection (broken water pipes and more), sewer back-up protection (the backing up or escape of water or sewage) and overland water protection (from water entering the property).
The devastating floods in Alberta and the Toronto area in 2013 highlighted a key environmental truth – our country is getting wetter. Average yearly rainfall in Canada has increased by 12% in the past 60 years, with 20 more days of rain a year since the 1950s. And catastrophes like overland flooding are on the increase. According to Environment Canada, severe weather events that used to happen every 40 years can now be expected to happen every six years.
Ask us how you can get your valuable property covered by flood insurance. We work for you.