Condo Insurance

As a condo owner, you have unique requirements for protecting your property because your building and your individual unit have separate needs. While condo associations have an insurance policy for the property, building and common areas, it does not cover your personal property, liability or improvements made within your condo.

A Condo Insurance Policy Can Provide Coverage For

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  • Damage to your furniture, clothing, appliances and other personal items
  • Your personal belongings, whether they’re in your home or elsewhere
  • Common loss assessments made by the condo association for all unit owners
  • Your personal liability in the event someone is injured or their property is damaged
  • A home-based business

You can also choose from policy enhancements and add-ons such as coverage for valuable items, coverage for improvements, and more.

Potential Ways To Save

  • Have your personal property and auto insured with the same insurer
  • Are claims free for the past 3 years
  • Have been insured with the same insurer for 5 years or more
  • Discounts may be available if you utilize smoke detectors, dead bolts, fire extinguishers, an alarm system and other items within your residence

Contact us for a free review of your condo insurance needs.